Personal injury glossary - L

This personal injury glossary provides explanations in plain English of a number of technical terms you may encounter in the process of pursuing a personal injury claim.

Legal help - Legal aid scheme provided to those who would otherwise be unable to afford such a service.

Legal expenses insurance (LEI) - Legal expenses insurance is a form of insurance policy which covers policyholders against the potential costs of bringing legal action against a party.

Legal ombudsman - An organisation with formal powers to resolve complaints about lawyers.

Letter of claim - Initial letter sent to the defendant informing them of the claim. The defendant in accident claims then has 21 days to respond with details of their insurer and 3 months to investigate liability.

Liability - A legal responsibility or obligation.

Limitation period - The time limit someone has to bring a legal action. For example, in personal injury cases, people generally have 3 years from the date of an accident to bring a claim.

Children under the age of 18 in personal injury cases have 3 years from the date they turn 18 to bring legal action.

Litigation - The process of taking a case to court.

Litigation friend - Where a claimant is under the age of 18 or suffers from mental illness, they require a trusted person to assist in their legal action. A litigation friend makes vital decisions in respect of a claim brought by such a person.

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