You’ve just had an accident, it’s icy after all out there. Another driver has damaged your vehicle. It happens. No problem, we’re human after all. So, you ring your insurance company and report it to...
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This personal injury glossary provides explanations in plain English of a number of technical terms you may encounter in the process of pursuing a personal injury claim.
Legal help - Legal aid scheme provided to those who would otherwise be unable to afford such a service.
Legal expenses insurance (LEI) - Legal expenses insurance is a form of insurance policy which covers policyholders against the potential costs of bringing legal action against a party.
Legal ombudsman - An organisation with formal powers to resolve complaints about lawyers.
Letter of claim - Initial letter sent to the defendant informing them of the claim. The defendant in accident claims then has 21 days to respond with details of their insurer and 3 months to investigate liability.
Liability - A legal responsibility or obligation.
Limitation period - The time limit someone has to bring a legal action. For example, in personal injury cases, people generally have 3 years from the date of an accident to bring a claim.
Children under the age of 18 in personal injury cases have 3 years from the date they turn 18 to bring legal action.
Litigation - The process of taking a case to court.
Litigation friend - Where a claimant is under the age of 18 or suffers from mental illness, they require a trusted person to assist in their legal action. A litigation friend makes vital decisions in respect of a claim brought by such a person.
