Issue legal proceedings

If payment is not made in full after a letter before action is issued, on your instruction our debt recovery specialists will issue a claim at Court on your behalf, for a fixed fee. Our charges vary depending on the size of the debt involved.

The claim form will detail the debt due and will include a claim for interest and/or compensation, as well as solicitors fixed costs and the Court fee paid.

loading staff

Once the claim is issued at court, the debtor has 14 days to respond by either acknowledging the debt (in which case a further 14 days is allowed, 28 days from issue in total) or by; admitting the debt and/or offering a rate of repayment; part admitting the debt and/or offering a rate of repayment or; to defend and/or lodge a counterclaim.

If no response is received after 14 days you are entitled to request judgment often referred to as a CCJ.
 
7.7 out of 10
Trustpilot logo4-stars on trustpilot Based on count 204

We're Great

It is our business to deliver legal services that work for our clients, and you can trust our specialists to take care of things on your behalf.

Our Trustpilot reviews

I would like to thank Stephensons for their help in this matter which has been resolved quickly and without stress. I will certainly use this service again in the future if required.
View from a debt recovery client

Housing associations 'front and centre' in Housing White Paper

“Housing associations have been doing well – they’re behind around a third of all new housing completed over the past five years” – if the government did ‘glowing reviews’, this would probably be as good as any. The...

Read more

Twitter commercial

[twitter tweets="1" handle="@CommercialLLP"]

Drivers face speeding fine hike

Speeding fines for the most serious cases in England and Wales will rise by up to 50% after new sentencing guidelines were published. The current limit for a speeding fine is 100% of the driver’s weekly wage, up to £1,000 or £2,500 if...

Read more

Debt recovery reorder

  • Jonathan Chadwick
  • Louise Hebborn
  • Alistair Gregory
  • Matthew Halton
  • Kerrie Ainscough
  • Declan Gilroy

We're always here for you

As an award-winning top 150 law firm, with over 450 staff based in offices across the country, you're never far from the advice you need.

Find your nearest Stephensons office and arrange a meeting

As an award-winning top 150 law firm, with over 450 staff based in offices across the country, you're never far from the advice you need.