Debt recovery solicitors

Unpaid debts hold up your business, affecting cash flow, creating uncertainty and potentially preventing payment of your staff or creditors, harming your reputation. It’s crucial for any business to ensure that those you trade with do so on your terms. For debt recovery advice that’s tailored to your business, call our team on 0203 816 9303.

The debt recovery team at Stephensons is fast, efficient and get the results you need. We are invoice debt recovery specialists, with a full, dedicated team handling undisputed invoice debt cases on a fixed-fee basis to deliver exceptional value for money. Our commercial debt recovery team guarantee to send a same-day letter before action if your debt recovery instructions are sent to us before 4pm on a working day. If you require a bulk debt collection service please contact us to discuss your requirements.

Our debt recovery team is supported by commercial litigation specialists, who handle disputed or complex claims professionally and efficiently and will also advise more thoroughly on business debt recovery, commercial debts and prospects of recovery.

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How can we help you?

Contact us for a free initial telephone consultation and arrange your free debt recovery health check.

Stephensons advises asset-based finance companies, invoice finance companies with debt recovery for unsecured lending and debt recovery for businesses across many sectors, with legal services including:

  • Asset based lending
  • Attachment of earnings
  • Debt recovery for purchasers
  • Debt recovery for unsecured lenders
  • Enforcement, including instruction of bailiffs
  • International debt recovery
  • Invoice finance
  • Issuing proceedings and entering judgement
  • Late payment of commercial debts
  • Letter before action
  • Statutory demands and bankruptcy petitions
  • Winding-up petitions and charging orders

Click here to fill in our debt recovery instruction form to start the debt recovery process.

Debt recovery - what does it cost?

Stage 1

Is it a company debt or individual/sole trader?

Company - letter before action: £15 inclusive of VAT

Individual/sole trader - letter of claim: £50 inclusive of VAT

Stage 2

Issue claim

DebtCourt feeStephensons' fee
Up to £300£35£90 plus VAT
£300 - £500£50£90 plus VAT
£500 - £1,000£70£110 plus VAT
£1,000 - £1,500£80£150 plus VAT
£1,500 - £3,000£115£150 plus VAT
£3,000 - £5,000£205£150 plus VAT
£5,000 - £10,000£455£170 plus VAT
£10,000 - £200,0005% of claim£260 plus VAT


Additional services if necessary

Price alongside service is for our legal fees, related disbursements may also be payable for specific services.

Request judgment - £50 plus VAT

Issue of statutory demand - £150

Related disbursements

  • Process server fee - £105 - £138

Bankruptcy action - £750

This is applicable to cases where the matter is determined at the first hearing and there are no issues with regards to service

Related disbursements:
  • Service fees x 2 - £210 - £276
  • Court fee - £130
  • Deposit - £550
  • Agent for hearing - depends on location
  • Search fee - £11

Winding up action - £1,000

This is applicable to cases where the matter is determined at the first hearing 

Related disbursements: 

  • Court fee - £280
  • Petition deposit - £1,600
  • Service fees x 2 - £210 - £276
  • Agent fees for hearing- depends on location

Warrant of execution - £60 plus VAT

Related disbursements: 

  • Court fee - £110

Writ of control - £60 plus VAT

Related disbursements:

  • Court fee - £66
  • HCEO fee - £90

Attachment of earnings - £150

Related disbursements:

  • Court fee - £110

Charging order - £350 (excluding hearing)

Related disbursements: 

  • Court fee - £110
  • Agent’s fee for attendance at court - depends on location
  • Registration of charging order - £40

Order of sale - £1,500

Related disbursements: 

  • Court fee - £308
  • Agents Fee for hearing - depends on location

Third party debt order - £250

Related disbursements: 

  • Court fee - £110
  • Agents fee for hearing - depends on location

Order that debtor attends court for questioning/oral examination - £250

Related disbursements:

  • Court fee - £55
  • Agent fee for hearing if required - depends on location

What qualifications do the team hold?

All debt recovery work is supervised by a qualified solicitor. Specific experience can be seen in the individual staff profiles.

8.8 out of 10
Trustpilot logo4-stars on trustpilot Based on count 390

We're Great

It is our business to deliver legal services that work for our clients, and you can trust our specialists to take care of things on your behalf.

Our Trustpilot reviews

I would like to thank Stephensons for their help in this matter which has been resolved quickly and without stress. I will certainly use this service again in the future if required.
View from a debt recovery client

Client testimonials

“Our client finally paid. Thank you to all those at Stephensons who helped us with this matter.

We would have no hesitation in using your very efficient and professional service in the future, should we need it.” - View from a satisfied client

“Following the recommendation of Stephensons to BD Recruitment Ltd, we instructed Alistair Gregory to act on our behalf in taking legal proceedings against debtors. The matter was resolved before reaching court, but I found the actions of Stephensons to be swift and efficient, and would be confident of using them again for other legal issues.” - Chris Crawford - Managing Director, BD Recruitment Ltd (Technical & Creative Recruitment Consultancy) 

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Debt recovery reorder

  • Jonathan Chadwick
  • Louise Hebborn
  • Alistair Gregory
  • Matthew Halton
  • Kerrie Ainscough
  • Declan Gilroy

We're always here for you

As an award-winning top 150 law firm, with over 450 staff based in offices across the country, you're never far from the advice you need.

Find your nearest Stephensons office and arrange a meeting

As an award-winning top 150 law firm, with over 450 staff based in offices across the country, you're never far from the advice you need.