Buying a house - conveyancing quote

If you are buying a home or any other residential property and would like a free conveyancing quote call our residential conveyancing advisors  on 0203 816 0076  for a free, no obligation initial chat.

Our team of award winning lawyers have helped thousands of people to buy a property and would welcome the opportunity to get you moving. 

Why choose Stephensons when buying a house?

Transparency

What we quote for is what we do – other solicitors may ‘appear’ to be cheaper but that is often because they don’t cover all costs. Our quotes include the price of compulsory searches in our quotes, referred to as disbursements so that you are fully aware of the total cost but do not make up part of our legal fees.

Certainty

Once you instruct us to act for you on your property purchase a case manager will be allocated to your file and you will have their contact details – including direct dial and email address – this will provide you with certainty that your case is being handled by your own dedicated specialist who will be more than happy to discuss your purchase to ensure that you are fully aware of the process.

Conveyancing QualityBuying a property - conveyancing solicitors

Once you have found a property that you wish to purchase, our specialist conveyancing solicitors will obtain a package of searches against the house you wish to buy, this will provide you with information about the property and its surrounding area.

Our residential property solicitors will check the title to the property to ensure that you obtain a good and marketable title so that it can be re-sold in the future.

If you are obtaining a mortgage to fund the purchase of the property our conveyancing solicitors will advise you about the terms and conditions of the mortgage offer received. If you are paying for the property without a mortgage you will need to arrange to have those funds available in time for the house purchase to proceed.

Once all of these things are in place our conveyancing solicitors will provide a full report on the property to you and ask you to sign the necessary documents. When those have been signed we can usually proceed to complete the purchase of your property. On the completion day you will be given the keys to your new property.

If you would like more information on our conveyancing services contact our specialist team on 0203 816 0076 for a free, no obligation initial chat with one of our legal advisors, or request more information via our online enquiry form.

*Subject to terms and conditions

Buying a house FAQs

How much will it cost to buy/sell my home?

Conveyancing fees vary and are dependent on where the property is located, how much the property is worth and also on the type of property involved in the transaction.

Aside from the legal costs involved in the purchase or sale of a property you will be required to pay for a number of disbursements which can vary in cost, such as :

  • Charges and application fees payable to the land registry for them to transfer the title. This is charged dependent on the value of the property and the method used to apply for the transfer. Charges range from £20 to £910, and
  • Stamp duty land tax when purchasing a new home in England or Northern Ireland. Stamp duty land tax is paid on residential properties over £125,000. Exemptions and discounts apply for first-time buyers. A higher rate of stamp duty land tax is payable when acquiring second homes.

There may also be additional charges if the property involved is leasehold, or if the transaction involves non-standard activities, such as extending leases, rectifying defects in titles, missing deeds. We can provide you with a free, no obligation quote – use our quote calculator to get an estimate of all the costs you will need to cover. There are at times other costs that arise during the process which cannot be foreseen.

In addition to receiving instructions direct from buyers and sellers, we also work alongside brokers, referrers and property agents who refer clients to us. Many of these will provide fixed  pricing on their websites and literature, the pricing that they advertise in many cases will include our fixed legal costs. 

How long will the process take?

Unfortunately nobody can say how long the process will take. The length of the chain, the type of transaction and the speed at which other parties involved in the transaction work and reply to queries and paperwork can all affect the length of the process. For a straightforward transaction, completion should take place within 8-12 weeks of instructing a solicitor when not subject to any major hold ups.

For a property bought at auction the completion date is fixed and the transaction must usually be completed with 28 days.

What are the key stages of the conveyancing purchase process?

Once you have had an offer accepted, made a mortgage application and instructed your solicitor there are several steps which must be completed before you can get the keys and move into your new home. The key stages are:

  • Contract pack obtained from the seller’s solicitors which is then checked and any pre-contract enquiries are raised.
  • The necessary conveyancing searches and checks are carried out, including you arranging household insurances.
  • Pre-contract enquiries are answered by the seller’s solicitors and returned.
  • Your solicitor reviews the pre-contact enquiry answers, the results of any surveys and the mortgage documents and feedbacks to you so that you can raise any issues that you might have.
  • Once you are happy with everything you will be asked to pay the deposit in preparation for the exchange of contracts.
  • A completion date is agreed between you and the seller and the contracts are exchanged. Once contracts are exchanged you are legally obliged to go through with the purchase.
  • A transfer deed and completion form will be sent to the seller’s solicitor. Once these are approved by the seller’s solicitor and signed by all parties a completion statement will be prepared by your solicitor.
  • Your solicitor will then carry out pre-completion searches and obtain the mortgage funds from your mortgage provider. Once complete you will officially be the owners of your new home and will be able to collect the keys at a time and place as agreed with the seller.
  • Once the purchase is complete your solicitor will register the property in your name and you will receive a copy of the title and proof of ownership from The Land Registry.

What will I need to do after my purchase is complete?

Unfortunately, once your house purchase is complete the paperwork doesn't stop there. You will need to contact all of your utility companies to notify them of your change of address and provide them with meter readings, as well as your bank and any other businesses who may correspond with you by post or need to know your address to provide you with their service. You will also need to notify the DVLA who will change the address on your driving licence free of charge, if you do not do this you could be fined up to £1,000. 

loading staff

4.7out of 10
5-stars on Trustpilot Based on count 726

We're Great

It is our business to deliver legal services that work for our clients, and you can trust our specialists to take care of things on your behalf.

Our Trustpilot reviews

Caveat emptor - just more legal jargon to confuse a house buyer?

Simply put, no. Whilst the phrase itself does derive from Latin origins, that is as flamboyant as it gets and it translates to “let the buyer beware”.  It applies to all property transactions, which are contractual agreements....

Read more

Twitter block 1 tweet

SolicitorsLLP

Stephensons appoints new family law solicitor

The national law firm, Stephensons, has appointed a new solicitor in its family law  department as the firm continues to experience growing demand for its specialist family law services. Rachel Benett joins Stephensons’ Manchester office...

Read more

Staff reorder - conveyancing

  • David Baybut
  • Natalie Bradley​
  • ​Michelle Stevens
  • Sara Hughes
  • Natalie Waddington
  • Gillian Cooke
  • Rebecca Fletcher
  • Lisa Morgan
  • Kim Parr
  • Kim Wilson
  • Karis Loxham
  • Kate McDonough​
  • Alison Fanning
  • Natalie Penman
  • Jenny Prescott
  • Stefanie Sherlock