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It was recently announced that interest rates would remain unchanged. The Bank of England has maintained the bank rate at 5.25% to encourage saving and curb inflation. However, this decision means the housing market remains out of reach for many, especially...
Whilst it is encouraging that the Leasehold Reform Bill has become law, albeit by the skin of its teeth, it remains to be seen whether it will genuinely make a significant difference to the vast majority of people who own leasehold properties –...
The introduction of a ban on new leasehold houses would be a welcome step forward, however the feeling is that these changes simply don’t go far enough. A tentative shuffle in the right direction rather than a giant leap. Currently around 1% of new...
Stamp duty has been a frequent topic of conversation in recent years when it comes to homes and the property market. But what is stamp duty, will the recent changes help or hinder prospective home-owners, and is there actually a stamp involved? History ...
It is a regular enquiry that you will see solicitors raise when purchasing a property: ‘When was the boiler installed and please provide an up to date gas service record’ . However why do we ask this question and why do we insist on it...
Housing associations are already under considerable pressure to try and meet the shortages in housing stock. They face additional challenges with targets on net zero and remedial action following the Grenfell tragedy. This policy will not help fix the lack...
Earlier this year it was announced that a new Buying and Selling Property Information Form (BASPI) is in development. The form will contain all the information needed to sell a property in one place, improving the selling process and making transactions...
Buying or selling a house can be a stressful time and there can be several things that can cause the process to be delayed. Here are our top tips on how to make your house move go as smoothly as possible. Find the right conveyancer Your conveyancing...
Last year, the government introduced a stamp duty holiday in an attempt to keep the property market moving through the lockdown. The changes meant that some homebuyers were able to to benefit from a £500,000 tax-free threshold, up from £125,000...
Launched in 2013, the government’s Help to Buy equity loan scheme has enabled thousands of people to purchase a new build home with only a small deposit, with up to 20% of the property sale price covered by a government loan, or 40% in London. To...
