In an effort to speed up the claims process for road traffic accidents, the Ministry of Justice brought in some changes to the system in April 2010, and early indications are it’s now simpler and less complicated. The changes apply to claims between £1,000 and £10,000, so they are sure to affect a large number of personal injury cases in the coming years.
How it works
Stage 1: a Claim Notification Form (CNF) is completed by the solicitor and sent electronically to the insurer, who will then have 15 days to respond.
Stage 2: If liability is admitted, the solicitor obtains a medical report detailing the extent of the victim’s injuries. Working to a strict timetable, a settlement offer is negotiated.
Stage 3: If a settlement cannot be agreed, an application is made to the court for a ‘quantum hearing’
The system is far more streamlined than in the past, with a larger proportion of smaller claims being settled far earlier, in fact it is reckoned the average time to settle will be cut from two years to under nine months.
If current trends continue, we expect to see an increase in road users making claims, encouraged by the simplified process.
If you or someone you know has been injured as a result of another road user’s fault, Stephensons personal injury solicitors can help. A free no obligation initial consultation will allow us to assess the case and give you an idea of the possible compensation and damages that could be claimed contact us on 0844 245 6601.
By personal injury Partner, Kate Sweeney