Contact our offices
Make an enquiry
How can we help?
In the past 6 years, have you had a classic or prestige car repossessed by a finance company? This could be due to a hire purchase agreement or regulated consumer credit agreement? Did you pay more than one third of the total price of the goods under the agreement?
If you have answered yes to the above, did the finance company have a court order to take the car from you? If no, then you could be entitled to a significant amount of compensation.
If you think that this could apply to you, you might be able to challenge the repossession of your car and get compensation. Call us on 01616 966 229 or click here to fill in our online car repossession questionnaire, for an assessment of your case. Once we have assessed your case, we may be able to offer a 'no win no fee' agreement.
If your finance company did not have a court order to repossess the car, and took it without you consent, then you may have a claim for compensation. We have also acted in cases where consent was obtained under false pretences or threat of violence.
Under section 90 Consumer Credit Act 1974, if you have paid more than one third of the total amount of the goods under the agreement, then your car becomes protected goods. This means that your lender has to issue proceedings at court, to obtain a court order against you, forcing you to return the car.
If they do not do this and took the car anyway you could be entitled to a release from liability under the agreement. This means that you will not owe them any more, and more importantly, you could be entitled to compensation from them equivalent to a refund of all of the sums that you paid under the agreement. This would include any proceeds of sale that they have received from selling the car after they repossessed it.
You will need a copy of your credit agreement and a full statement of account, for us to assess your case.
loading staff
In many cases expert witnesses are often required to help establish liability or to quantify claims. There are 2 ways to instruct an expert witness in a case. An expert can be instructed on an individual basis by just one party or on a joint basis...
A boundary dispute can arise quickly and unexpectedly, often catching property owners off-guard. When neighbours disagree over property lines, the question often follows: who is responsible for paying the costs associated with resolving these disputes? This...
Dispute resolution reorder
