If you find yourself in mortgage or rent arrears it is a worrying time. If your lender/landlord is threatening or has issued possession proceedings it is easy to think there is no alternative but to prepare for eviction. The bills have mounted up and there is no way you can pay off all the arrears so it feels like there’s no hope. What you may not know is that the courts won’t usually expect you to pay off all your arrears in one go, the courts will be happy to let you stay in your home if you can put forward a reasonable payment plan.
With this in mind it’s important to get legal advice. Our specialist housing solicitors offer a range of fixed fee packages for most cases in the North West where legal aid is not available. Staying in your home may be more affordable than you think.
For £300 plus any disbursements our housing law team will:
- Discuss the position with your lender or landlord
- Advise you on a reasonable affordable payment plan
- If possible negotiate a settlement before possession proceedings begin