Write off unenforceable debt

At Stephensons our specialist solicitors are committed to fighting unfair loan agreements and are the leading team in the country at writing off credit agreements which are unenforceable. 

If you would like to speak to an unfair loan specialist call us on 0203 816 9314 or complete our online enquiry form.

Unlike some debt advisors our specialist solicitors do not work in conjunction with lenders and are completely focused on achieving the best possible outcome for you.

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When is a loan unenforceable?

A loan may prove to be unenforceable for a variety of reasons, including:

  • Hidden commissions being paid without your knowledge
  • Mis-sold payment protection insurance (PPI)
  • Worthless PPI
  • Breaches of the consumer credit act
  • Unfair loans
  • Problems caused by a broker
  • Another party benefiting from the loan

All of the factors above could lead to part or your entire loan being written off, contact our specialist for advice.

We have been able to get the following unenforceable loans written off:

Mr Traynor - Sainsburys - £13,000
Mr Haywood - First Credit - Over £8,000
Mr Stanway - Black Horse Finance - £5,000
Mrs Bell - Shenley Finance Ltd - Over £35,000

Typical loans which can prove unenforceable include:

  • Secured and unsecured loans
  • Consolidation loans
  • Car finance loans
  • Credit and store cards
  • Hire purchase agreements

Useful links

Citi Financial loan written off

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As an award-winning top 150 law firm, with over 450 staff based in offices across the country, you're never far from the advice you need.