I have read with interest today that the FSA recently fined Redstone Mortgages Limited £630,000 for its poor treatment of its customers with mortgage arrears who were facing repossession. I have dealt with this company a few times and they and other...
“Barnardo’s says court delays damage children” so reported the BBC on 9 August 2010. This echoed sentiments expressed by Sir Mark Potter, former president of the family division and head of family justice for England and Wales in...
The requirements to protect a tenant’s deposit in an authorised scheme are by now well known. However a recent decision by the High Court has determined that any sanctions imposed for failure to pay the deposit into an authorised scheme will be...
It comes as no surprise that a recent poll identified seven out of ten consumers want a cap imposed on interest payable credit and store cards. The group ‘Consumer Focus’ has recently suggested that 1.2 million people are now taking out...
Following on from my blog on the 31st July, the High Court has now made a decision in the case regarding the hairdresser who stood to inherit nearly £390,000 from two of her customers, by applying the very rare doctrine of Mutual Wills. ...
For a while now many consumers have been complaining about mis-sold or compulsory payment protection policies contained within their loan agreements. We at Stephensons are certainly receiving a lot of enquires about this area. It is therefore not...
Our ‘topsy-turvy’ housing market seems to be continuing after a new survey from RICS (Royal Institute of Chartered Surveyors) showed that house prices are beginning to fall amidst a stalling economy. According to RICS, since July...
I think most people assume that when they are administered drugs by a doctor, nurse or other clinician they are being given the correct drug and dosage for their condition. Unfortunately, recent studies show that sadly, this is not always the case. ...
There was judgment in the case of Ashby v Kilduff [2010] EWHC 2034 (Ch) in the High Court yesterday. David Ashby is a well known former Conservative MP and it seems even he did not know his rights during his relationship with Dr Kilduff. ...
It seems that a day doesn’t go by without mortgage lenders being in the news. The latest statistics show that mortgage lenders are continuing to ration the size of their loans to homebuyers and people remortgaging. The number of deals on offer...
This ongoing Court case has caught my eye this week, currently in the High Court in London. The family of two sisters have launched a bitter legal battle over a £390,000 Will which left almost their entire inheritance to their hairdresser, Jill...
Further to yesterday’s blog, it seems a day doesn't pass without some form of survey on house prices. The Nationwide Building Society has said that its latest monthly survey shows that the amount by which house prices are increasing fell by...
I always seem to have at least one case where a couple’s relationship broke down years ago and one of the parties moved out. Following this, the person remaining in the property normally has been paying the full mortgage repayments and the...
The Land Registry has announced that house prices have now risen to similar prices to those seen in the summer of 2006. The Land Registry has also confirmed that the number of homes sold and the price of those homes has also risen within 2010. I...
In what I think is going to be a very welcome move forward, Lloyds TSB have today announced that they are going to stop selling Payment Protection Insurance (“ PPI ”) policies with their loans. PPI is supposed to help people...
