Buying a new home can be a daunting thought for many first time buyers, at Stephensons our specialist conveyancing solicitors and licensed conveyancers have a wealth of experience and will guide you through the entire process in a timely and affordable manner. We are delighted to offer a 10% discount on legal fees for first time buyers call 0845 140 0138 for further details or to obtain a quote.
You can rest assured that our dedicated conveyancing team will deliver a personal service and you can be confident that there will always be someone who has worked on your property purchase available to speak to should you need advice and assistance.
We understand the importance of being kept up to date with the purchase of your home, and as such have developed our innovative online tracking system My Case, to let you check on the progression of your property purchase 24/7. With updates also available by email, post, over the telephone and text message you can be sure that you know where we are up to every step of the way.
Areas of specialism
- Shared ownership schemes
- Shared equity schemes
- HomeBuy direct
First time buyer advice – issues to consider:
Mortgages – consider speaking to an independent financial advisor (IFA) to find out how much you may be able to borrow, you don’t want to find your perfect house only to be unable to borrow the required amount. We can recommend a number of IFA’s to assist you.
Negotiating your purchase price – as a first time buyer with no connected sale you have an advantage over other potential buyers who may have to sell their house before being able to buy and you may be able to use this to your advantage when negotiating your purchase price.
Additional expenses – Stamp duty, 1% for properties £125,000 - £250,000 and 3% for properties £250,000 -£500,000.